Available Trust Deeds

Since 1991, we have provided investors with hundreds of millions of dollars of trust deed investments on real estate property.

 Trust deed investments are secured by real estate property, minimizing the risk normally associated with private money investing. In an industry that has many fly-by-night, our investors have trusted us year after year because of our three principals:

Integrity                                                                                   Dedication                                                                         Transparency

Ethical business practices                                                  Client service as a priority,                                              Upfront fee structures and        

                                                                                                   not an afterthought.                                                        investment vetting.

 Our commitment to investors.

Experience Support

Our accounts are managed by fully licensed real estate 


High-Yield Returns

Enjoy Consistent returns on Investments backed by real estate. 


Our investors come back year after year because of our commitment to our core values and loan products.

Recurring Revenue

Trust Deed investments generate Recurring revenue and consistent monthly income for our investors. 


All investments are secured   by California real estate property, collateral is 

vetted and confirmed carefully. 

Consistence Underwriting

Our underwriting process is consistent and it is our goal to bring the highest-quality loans to our investors

What to expect with trust deed investments?

Improve your investment portfolio’s yield with short and medium term, high-yield notes secured by trust deeds.

Trust deed investing is an extremely valuable addition to any portfolio, with numerous benefits and an acceptable risk amount. Since all investments are secured with California real-estate property, there will always by collateral in place to protect against loan defaults. Loan amounts are only given up to 65% LTV as further protection against potential market fluctuation of real-estate property values.


High-Yield Trust Deeds have extremely flexible investment terms that can be beneficial to investors of almost any kind. Generally, investments have shorter terms, and consistent cash flow generating income.


Short & Medium Term Interest Bearing Notes (1 to 10 Years)

Fixed Rate and Step-Interest Rate Notes

Earn rates typically from 7% to 14% annually (and more if paid off early)

Loan amounts vary from $0,000 to $10,000,000


In addition to standard investment documents and terms, you will receive in your possession several items to completely secure the investment.


The Original Promissory Note and note endorsement (copies if we service)

A Recorded Deed of Trust and Assignment of Deed of Trust providing you with a secured lien against the property (copies if we service)

A Policy of Title Insurance insuring your investment as Beneficiary

A Liability Insurance Policy Endorsement insuring the property against certain perils

WHY USE ChangeMyRate.com® .com?

Choosing a loan servicing provider is an important decision, and we like to ensure that all of our investors are 100% satisfied with their choice. Here are some of the benefits that we provide directly to our investment clients.

 **All loans have a prepayment penalty unless noted, please inquire to confirm.**