Get control of your mortgage rate and monthly mortgage payment 

·         Refinance to a home loan that works best for you. 

·         With low long-term interest rates, refinancing to a fixed-rate mortgage can be a smart financial move if you plan on staying in your home for the long term. 

·         Use our online tools to check out today’s low rates or see if you qualify for a refinance. 

The Making Home Affordable Loan Modification Plan and HARP have opened the doors of refinancing for millions! Find out if you qualify for a lower payment through HARP, even if you owe more than your home is worth. In fact, we might be able to refinance you if you owe twice what your home is worth. Ask us about these programs today. 

Why you should choose ChangeMyRate.com®  

·         Only ChangeMyRate.com® offers you the Closing Cost Slasher®, a unique method we use to virtually eliminate closing costs. Find out how these great options can help guide you to the best decision to meet your financial goals. 

·         Our exclusive online tools like MyCMR let you track your mortgage process from start to finish. 

Our most popular loan options for homeowners with ARMs 

·         FHA Loan Refinance out of a skyrocketing mortgage payment with the fixed-rate security of a government-insured FHA loan. Find out if you could refinance without an appraisal with our easy FHA Streamline tool. 

·         30-Year Loan Our most popular loan for mortgage payment stability. 

·         15-Year Loan Save thousands by paying off your home early with a 15-year fixed! 

·          VA Loan Lock in a low fixed rate if you are a qualifying veteran, military member, or spouse. Use your VA benefit to keep your payment low and get the security of a VA loan.