You can call a Home Loan Expert to discuss your mortgage refinancing needs at (855) 671-7700 during the following times: 

  • Monday – Friday 9:00 a.m. to 10:00 p.m. (PST)
  • Saturday 9:00 a.m. to 6:00 p.m. (PST)
  • Sunday 10:00 a.m. to 5:00 p.m. (PST)


  • Our checklists and online tools allow you to get through refinancing with ease. 
  • There are never any hidden fees or other surprises. 
  • We offer VA loansFHA loans & Fixed-Rate, and ARM refinancing options – all with competitive mortgage rates. We’ll guide you to the right decision with certainty. 
  • And best of all, our refinance rates could put money back in your pocket! 

Call us today at (855) 671-7700 or fill out the form to the right and start refinancing today! Our Home Loan Experts are ready to discuss your unique financial situation and get you into a lower rate and payment.

Why Should You Choose® 

Doing business with us is convenient and simple! 

When it comes to your finances, and something as important as your mortgage, we know it’s not something you take lightly. The mortgage company you choose matters. We want you to know what’s important to us, too.

You need to know you’re dealing with an experienced, reputable company. We have 31+ years under our belt. Of course, we promise to make this your best mortgage experience ever. We’ll return your calls by the end of the day. If something’s not right, tell us and we’ll do whatever we can to fix it. We have the tools to make your mortgage process go smoothly, and the customer service to back it up. It’s all part of our Amazing Mortgage Process to getting a mortgage (that you won’t find anywhere else).

Only® offers you the Closing Cost Slasher®, a unique method we use to virtually eliminate closing costs.