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ChangeMyRate.com® Disclosures and License Information

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applications on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

ChangeMyRate.com® State Disclosure Requirements

ChangeMyRate.com® A Mortgage Corporation is a licensed mortgage company. *The following states require disclosure of licensing information. *(If your state is not listed, it doesn’t require a specific license disclosure):

Today's Mortgage Rates

California - ChangeMyRate.com® 4320 Atlantic Avenue, Suite 216, Long Beach, CA 90807. Bureau of Real Estate License #01523445

Colorado – ChangeMyRate.com® A Mortgage Corporation 102S. Tejon Street, Suite 1100, Colorado Springs, CO 80903. Regulated by Colorado Mortgage Company Registration - NMLS #1326269

Miami, FL - ChangeMyRate.com® A Mortgage Corporation, 13575 58th Street N. Clearwater, Fl 33760. Division of Finance - Branch License #1604734

Daytona, FL - ChangeMyRate.com® A Mortgage Corporation, 13575 58th Street N. Clearwater, Fl 33760. Division of Finance - Branch License #1604734

Sarasota, FL- ChangeMyRate.com® A Mortgage Corporation, 13575 58th Street N. Clearwater, Fl 33760. Division of Finance - Branch License #1604734

Indiana - ChangeMyRate.com® A Mortgage Corporation, 888 Keystone Crossing, Suite 1300, Indianapolis, IN 46240, Secretary of State: Securities Division - License Pending

Louisiana - ChangeMyRate.com® A Mortgage Corporation, 301 S. Main St., Suite 2200, Baton Rouge, LA 70802. Office of Financial Institutions - Branch License #1591286

Houston, TX - ChangeMyRate.com® A Mortgage Corporation, 2800 Post Oak Blvd., Suite 4100, Houston, TX 77056. Department of Savings and Mortgage Lending - Branch License #1588477

Dallas, TX - ChangeMyRate.com® A Mortgage Corporation, 1452 Hughes Road Suite 200, Grapevine, TX 76051. Department of Savings and Mortgage Lending - Branch License #17820251

El Paso, TX - ChangeMyRate.com® A Mortgage Corporation, 221 N. Kansas Suite 700, El Paso, TX 79901. Department of Savings and Mortgage Lending - Branch License #17820255

Utah - ChangeMyRate.com® A Mortgage Corporation, 2150 South 1300 East, Suite 500, Salt Lake City, UT 84106. Utah Division of Real Estate - Branch License #1667243

West Virginia - ChangeMyRate.com® A Mortgage Corporation, Division of Financial Services - License Pending

ChangeMyRate.com® A Mortgage Corporation Nationwide Mortgage Licensing System Number 1326269.

Visit the NMLS Consumer Access page for more information.
NMLS access page

We now offer No Ratio investment property loans in the following states.

Alabama, Colorado, Connecticut, District of Columbia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Massachusetts, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Wisconsin

A true Business Purpose Loan
Loan Amounts up to $3 Million
Cash Out can be Used for reserves
Min Fico 620
Vacant Properties OK
No Max Cash in Hand

The following states require disclosure of license information. (If your state is not listed, it doesn't require a specific license disclosure):

Alaska, Alabama, District of Columbia, Delaware, Georgia, Hawaii, Iowa, Idaho, Kansas, Kentucky, Massachusetts, Maryland, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Virginia, Virgin Islands, Vermont, Washington, Wisconsin, Wyoming