Today’s low 15-year fixed rates can mean major savings for you

·         Do you want to pay less interest over the course of your loan?

·         Do you want the security of a consistent rate and payment?

·         Do you want to pay off your mortgage faster?

If you answered “yes” to any of these questions, a 15-year fixed-rate mortgage might be right for you! Lower mortgage rates and a shorter term means less interest overall, making this loan a top choice for the financially savvy.


15-year fixed-rate mortgage qualification requirements

·         Refinance up to 97% of your primary home’s value

·         Buy a home with as little as 3% down (primary home)

How a 15-year fixed-rate mortgage works

·         Monthly payments based on interest rate, principal loan amount, and amortized interest over 15 years

·         Your payment will not change throughout the life of the loan

·         Your actual payment will vary based on your situation and the current interest rates when you apply

·         Pay your mortgage at any time without pre-payment penalties

Closing Cost Slasher®

  • Only ChangeMyRate offers you the Closing Cost Slasher®a unique method we use to virtually eliminate closing costs