FREE Home Refinance Analysis is easier than you think

  • Take advantage of today’s low mortgage rates and shorten the term of your mortgage. Remember, the shorter your term, the lower your mortgage rate!
  • See if you can save money with a different term or by lowering your interest rate with our Mortgage Payoff Calculator or our easy-to-use Refinance Calculator.
  • There are several easy options to pay off your mortgage faster, including the cash-in refinance and the 15-year fixed.  

Why you should choose ChangeMyRate.com®

  • Only ChangeMyRate.com® offers you the Closing Cost Slasher®a unique method we use to virtually eliminate closing costs. Find out how these great options can help you save money upfront on your new loan.
  • Our powerful online tools, like MyCMR allow us to close your loan quickly.

Our most popular loan options for paying off your mortgage faster

  • 10-Year Fixed Lock-in today with a 10-year fixed and pay thousands less in interest.
  • 15-Year Fixed Lock-in today with a 15-year fixed and pay thousands less in interest.
  • FHA or VA Loan The FHA loan is great for folks with less equity in their home or who want to bring less money to closing. The VA loan is a top benefit of military service and a top choice for veterans refinancing to pay off their mortgage faster.