Get a dream mortgage for your dream home 

  • We'll find the right mortgage loan to suit your needs. We have several mortgage options to help you buy and finance a second home, even with as little as 10% down! 
  • A ChangeMyRate.com® preapproval gives your offer more bargaining leverage. Sellers and agents know you've got your paperwork together and are ready to buy. 
  • Need help finding a real estate agent? Our partners at Number1AgentsUSA.com can match you with a real estate agent in your area at no cost to you! 

For the past 30 years, we've helped Americans, just like you, buy vacation homes. Contact us today to see how we can help. 

Why you should choose ChangeMyRate.com® 

  •          Only ChangeMyRate.com® offers you the Closing Cost Slasher®a unique method we use to virtually eliminate closing costs. Find out how these great options can help guide you to the best decision to meet your financial goals. 
  •          Our exclusive online tools like MyCMR let you track your mortgage process from start to finish. 
  •          We have a AAA rating with the Business Consumer Alliance and an A+ rating with the Better Business Bureau.

Our most popular loan options for vacation homes 

  •  30-Year Loan Fixed rates are near new historic lows. Find out how low your payment could be with a 30-year fixed rate! 
  • 15-Year Loan Get the same security of a 30-year fixed-rate mortgage but pay your mortgage off in half the time.