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Enjoy hassle-free home buying with our perfected purchase process

·        Get preapproved for free – before you shop for your new home – and get more bargaining power.

·        Search Local Homes for FREE Now!

·         Our exclusive mortgage programs allow you to buy a home with a minimal down payment. Some mortgage programs require as little as 3% down! In many cases, your down payment can be a gift from a relative or nonprofit organization.

·        Every day for the past 31years we’ve helped Americans just like you, buy their first home. Contact us today to see how we can help.

Why you should choose ChangeMyRate.com®

·        Only ChangeMyRate.com® offers you the Closing Cost Slasher®a unique method we use to virtually eliminate closing costsFind out how these great options can help guide you to the best decision to meet your financial needs.

·        Our exclusive online tools like MYCMR let you track your mortgage process from start to finish.

·        We have an A+ rating with the Better Business Bureau and a AAA rating with Business Consumer Alliance.

Our most popular loan options for first-time homebuyers

·        FHA Loan
Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!

·        30-Year Loan
Our most popular mortgage. Purchase your home with as little at 3% down or less than 3% equity. Get a low payment and the security your rate won’t change for the life of your loan.

·        VA Loan
No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.