Buy A Home
How do you want to get started?
Find answers quickly online
Click "Get Started" below and complete the form. Within minutes get a personalized recommendation of how much you can afford and get your monthly payment.
Talk to a Home Loan Expert
Answer a few questions, and we’ll have a Home Loan Expert call you.
Enjoy hassle-free home buying with our perfected purchase process
· Get preapproved for free – before you shop for your new home – and get more bargaining power.
· Search Local Homes for FREE Now!
· Our exclusive mortgage programs allow you to buy a home with a minimal down payment. Some mortgage programs require as little as 3% down! In many cases, your down payment can be a gift from a relative or nonprofit organization.
· Every day for the past 31years we’ve helped Americans just like you, buy their first home. Contact us today to see how we can help.
Why you should choose ChangeMyRate.com®
· Only ChangeMyRate.com® offers you the Closing Cost Slasher®, a unique method we use to virtually eliminate closing costs. Find out how these great options can help guide you to the best decision to meet your financial needs.
· Our exclusive online tools like MYCMR let you track your mortgage process from start to finish.
· We have an A+ rating with the Better Business Bureau and a AAA rating with Business Consumer Alliance.
Our most popular loan options for first-time homebuyers
· FHA Loan
Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!
· 30-Year Loan
Our most popular mortgage. Purchase your home with as little at 3% down or less than 3% equity. Get a low payment and the security your rate won’t change for the life of your loan.
· VA Loan
No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.