Branch Office Locations

California - ChangeMyRate.com® 4320 Atlantic Avenue, Suite 216, Long Beach, CA 90807. Bureau of Real Estate License #01523445

Colorado Team Colorado - ChangeMyRate.com® 102S. Tejon Street, Suite 1100, Colorado Springs, CO 80903.  Colorado Mortgage Company Registration - NMLS #1326269

Florida Team Miami - ChangeMyRate.com® 13575 58th Street N. Clearwater, Fl 33760. Division of Finance - Branch License #1604734

Florida Team Daytona - ChangeMyRate.com® 13575 58th Street N. Clearwater, Fl 33760. Division of Finance - Branch License #1604734

Florida Team Sarasota - ChangeMyRate.com® 13575 58th Street N. Clearwater, Fl 33760. Division of Finance - Branch License #1604734           

Indiana - ChangeMyRate.com® 888 Keystone Crossing, Suite 1300, Indianapolis, IN 46240, Secretary of State: Securities Division - License Pending

Louisiana- ChangeMyRate.com® 301 S. Main St., Suite 2200, Baton Rouge, LA 70802. Office of Financial Institutions - Branch License #1591286

Texas Team Houston - ChangeMyRate.com® 2800 Post Oak Blvd., Suite 4100, Houston, TX 77056. Department of Savings and Mortgage Lending - Branch License #1588477

Texas Team Dallas - ChangeMyRate.com® 1452 Hughes Road Suite 200, Grapevine, TX 76051. Department of Savings and Mortgage Lending - Branch License #17820251

Texas Team El Paso - ChangeMyRate.com® 221 N. Kansas Suite 700, El Paso, TX 79901. Department of Savings and Mortgage Lending - Branch License #1782025

Utah - ChangeMyRate.com® 2150 South 1300 East, Suite 500, Salt Lake City, UT 84106.  Utah Division of Real Estate - Branch License #1667243

West Virginia - ChangeMyRate.com® Division of Financial Services - License Pending

ChangeMyRate.com® Nationwide Mortgage Licensing System Number 1326269.

Visit the NMLS Consumer Access page for more information. 
NMLS access page

ChangeMyRate.com® is a licensed mortgage company.

We now offer No Ratio investment property loans in the following states.

Alabama, Colorado, Connecticut, District of Columbia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Massachusetts, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Wisconsin

  • A true Business Purpose Loan
  • Loan Amounts up to $3 Million
  • Cash Out can be Used for reserves
  • Min Fico 620
  • Vacant Properties OK 
  • No Max Cash in Hand

The following states require disclosure of license information. (If your state is not listed, it doesn't require a specific license disclosure:

Alaska, Alabama, District of Columbia, Delaware, Georgia, Hawaii, Iowa, Idaho, Kansas, Kentucky, Massachusetts, Maryland, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Virginia, Virgin Islands, Vermont, Washington, Wisconsin, Wyoming