Branch Office Locations

California - ChangeMyRate.com® 4320 Atlantic Avenue, Suite 216, Long Beach, CA 90807. Bureau of Real Estate 

Colorado Team Colorado - ChangeMyRate.com® 102S. Tejon Street, Suite 1100, Colorado Springs, CO 80903.  Colorado Mortgage Company Registration - NMLS #1326269

Florida Team Miami - ChangeMyRate.com® 13575 58th Street N. Clearwater, Fl 33760. Division of Finance - Pending

Indiana - ChangeMyRate.com®  888 Keystone Crossing, Suite 1300, Indianapolis, IN 46240, Secretary of State: Securities Division - Pending

Louisiana- ChangeMyRate.com®  301 S. Main St., Suite 2200, Baton Rouge, LA 70802. Office of Financial Institutions - Branch License #1591286

Texas  - ChangeMyRate.com® 2800 Post Oak Blvd., Suite 4100, Houston, TX 77056. Department of Savings and Mortgage Lending - Branch Pending

West Virginia - ChangeMyRate.com®  Division of Financial Services - License Pending

ChangeMyRate.com® Nationwide Mortgage Licensing System Number 1326269.

Visit the NMLS Consumer Access page for more information.
NMLS access page

ChangeMyRate.com® is a licensed mortgage company.

We now offer No Ratio investment property loans in the following states.

Alabama, Colorado, Connecticut, District of Columbia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Massachusetts, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Wisconsin

  • A true Business Purpose Loan
  • Loan Amounts up to $3 Million
  • Cash Out can be Used for reserves
  • Min Fico 620
  • Vacant Properties OK 
  • No Max Cash in Hand

The following states require disclosure of license information. (If your state is not listed, it doesn't require a specific license disclosure:

Alaska, Alabama, District of Columbia, Delaware, Georgia, Hawaii, Iowa, Idaho, Kansas, Kentucky, Massachusetts, Maryland, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Virginia, Virgin Islands, Vermont, Washington, Wisconsin, Wyoming