January 3rd, 2018 7:05 AM by Jackie A. Graves, President
following table shows the standard FHA loan limits for areas that are not
considered high cost.
following numbers apply to high-cost areas. Please note that high-cost
areas vary from state to state, and not all states have high-cost areas. You
can also view the entire list of high-cost area FHA loan limits here.
are a number of counties in multiple states whose limits fall between the FHA
floor and ceiling. You can see
the entire list for 2108 here.
to the National Housing Act, loan limits for Alaska, Guam, Hawaii, and the
Virgin Islands can be adjusted up to 150% of the high-cost area ceilings.
Ceilings in these areas are as follows:
2018, National Mortgage Limit for FHA-insured Home Equity Conversion Mortgages
(HECMs), or reverse mortgages, increased to $679,650 from $636,150. FHA does
not allow loan limits for reverse mortgages to vary by county, so the limit
applies to all properties regardless of where they are located.
search for FHA loan limits for a specific address, visit the US Department of Housing
and Urban Development’s website. You can search by county to find
the exact limits for an FHA loan in your area.
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