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Key Benefits


The Benefits of Using Your VA Loan Privileges

·         Buy a home with no down payment (a benefit almost no other loan can offer)

·         Refinance up to 100% of your home’s value

·         Take advantage of your VA loan benefits even if you’ve used them in the past


Why You Should Choose ChangeMyRate.com

·         Our dedicated VA mortgage originators are experts in the VA loan process

·         Mortgages are all we do

·         Online tools like MyCMR let you track your mortgage process from start to finish, and our Mortgage Calculator app gives you rates right on your phone

·         Want to be more confident in your credit and monitor your report and score throughout your home purchase process? Check out CMRCredit today. Creating an account is free and won’t affect your credit score.


Other Loans You Might Be Interested In

·         FHA Loans

·        15-Year Fixed-Rate Mortgage

·         30-Year Fixed-Rate Mortgage


How It Works


VA Loan Features

·         30-, 20- and 15-year fixed-rate loans and 5-year ARM loans available

·         Jumbo VA loans available

·         Buy a home with no money down

·         Refinance up to 100% of your primary home’s value

·         VA Streamline refinance – available for veterans currently in VA loans – has reduced funding fees and minimal documentation

·         No monthly private mortgage insurance (PMI)


How VA loans work

·         Credit scores as low as 500 may qualify for VA loans

·         Veterans with No Score are eligible

·         Use your basic allowance for housing toward your monthly mortgage costs

·         Prepay your mortgage at any time without penalties

·         Roll the funding fee into the loan amount to limit closing costs


Learn more about VA Loans

·         VA Loan Learning Center

·         Understanding the VA Loan Appraisal Process

·         What Spouses of Service Members Should Know About VA Loans

·         VA Loan Tips for Disabled Veterans

·         Pest Inspection for VA Loans

·         VA Loan Certificate of Eligibility – What Is It and How Do You Get It?

·         How to Get Your VA Benefits Award Letter

·         VA Loan Funding Fee Explained

·         Understanding Bonus Entitlement

 

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