Mortgage Rates

What’s in an Interest Rate?

Did you know that many factors affect your mortgage rate? Here are just a few examples:

  • Type of loan
  • Credit history
  • Loan amount
  • Down payment amount

In general, your interest rate is based on the level of risk that lenders predict for your loan – that’s why so many
factors contribute to your individual rate. On top of that, mortgage rates change daily based on market trends.

Check out a sampling of today’s rates below.


Rates are subject to change without notice.

30 Year Fixed
RatePointsAPRLock Days
4.000%-3.500%3.767%12
The APR is calculated using a loan amount of $200,000 and these typical fees.


15 Year Fixed Rate
RatePointsAPRLock Days
3.250%-3.125%2.894%12
The APR is calculated using a loan amount of $200,000 and these typical fees.


5 Year ARM
RatePointsAPRLock Days
3.125%-2.250%3.627%12
The APR is calculated using a loan amount of $200,000 and these typical fees.


FHA 30-Year Fixed
RatePointsAPRLock Days
4.000%-4.794%3.665%15
The APR is calculated using a loan amount of $200,000 and these typical fees.


VA Loan
RatePointsAPRLock Days
4.000%-4.394%3.696%15
The APR is calculated using a loan amount of $200,000 and these typical fees.

Calculate your monthly payment and review your loan options. 

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Remember – the rates above are just samples, and they’re based on what the industry calls “assumptions,” or typical numbers for a person seeking a mortgage. Visit ChangeMyRate.com® to get your actual rate based on your finances and goals. 

30-Year Fixed-Rate Mortgage:
The payment on a $200,000 30-year Fixed-Rate Loan at 4.000% and 75% loan-to-value (LTV) is $954.83. The 3nnual Percentage Rate (APR) is 3.767%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
 

15-Year Fixed-Rate Mortgage:
The payment on a $200,000 15-year Fixed-Rate Loan at 3.250% and 75% loan-to-value (LTV) is $1,405.34. The Annual Percentage Rate (APR) is 2.894%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

5-Year Adjustable-Rate Mortgage:
The initial payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 3.125% and 75% loan-to-value (LTV) is $856.75. The Annual Percentage Rate (APR) is 3.627%. After the initial 5 years, the principal and interest payment is $886.07. The fully indexed rate of 3.50% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

FHA 30-Year Fixed-Rate Mortgage:
The payment on a $200,000 30-year Fixed-Rate Loan at 4.00% and 75% loan-to-value (LTV) is $954.83. The Annual Percentage Rate (APR) is 3.665%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

VA 30-Year Fixed-Rate Mortgage:
The payment on a $200,000 30-year Fixed-Rate Loan at 4.000 and 75% loan-to-value (LTV) is $954.83. The Annual Percentage Rate (APR) is 3.696%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

Jumbo 30-Year Fixed-Rate Mortgage:  Call for pricing

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Current posted rates are in effect as of 08/16/2017 1:42:31 PM Central Time.