Your home doesn't need the money - you do! Give us a call today at (855) 671-7700. Ready to get started? Apply Now.

A cash-out refinance can help your financial needs

·         Use your home equity to your advantage! Get money out of your home and use it for anything you want. Find out if it makes sense to refinance with our Refinance Calculator

·         Make home improvements to increase the value of your home, pay for college tuition, pay off high-interest credit card debt, or buy a vacation home.

·         Homeowners over 62 can access their home’s equity like cash with a reverse mortgage.

For the past 25 years we’ve helped hundreds of Americans, just like you, lower their monthly payment by refinancing. Contact us today to see how we can help you!

Why you should choose ChangeMyRate.com

·         Only ChangeMyRate.com offers you the Closing Cost Slasher®a unique method we use to virtually eliminate closing costs. Find out how these great options can help guide you to the best decision to meet your financial goals.

·         We’re the nation’s largest online lender according to National Mortgage News.

·         Our exclusive online tools like MyCMR let you track your mortgage process from start to finish.

·         We close the majority of our loans in 30 days or less!

Our most popular refinance options

·         FHA Loan Get a cash-out refinance of up to 85%. Make a smart move – consolidate your debts into one low-rate loan!

·         30-Year Loan A traditional mortgage with fixed payments, it’s great for budgeting with mortgage payment stability.

·         Adjustable Rate Mortgage Save thousands in interest during the fixed-rate period of your  

*       VA Loan Get cash out of your home, up to 90% of your home’s value, with the VA loan if you’re a veteran, military member, or spouse.


Have questions about your home equity? Call us at (855) 671-7700. We answer home equity loan questions every day.